Financial Literacy and Consumer Decision-Making: The Role of Education in Shaping Spending and Investment Behaviour - Cananua Labid Sherrie Ann; Almasov Nahid; Comite Ubaldo; Akyilmaz Burhan; Vasquez Reyes Luis Angel; Costoy Lim Francis Pol; Akyılmaz, Burhan (My University, 2025)
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